Fees
Flat, written down, and the same in a bad year.
Every fee is agreed in writing before any work starts. We earn nothing from the products you buy, and our fee doesn’t grow when markets do.
(01) Do the maths
On a $1.2M portfolio, the difference is real.
Illustration only, not a projection: a typical advisor charging 1% of assets compared with our planning + investments fee on the same portfolio.
A typical 1% advisor
$12,000
a year, rising as your portfolio grows
Kith, planning + investments
$8,400
a year, with the fee written down in advance
Always included
Your own advisor, by name
Unlimited calls and emails
A second advisor reviewing your plan each year
Coordination with your CPA and attorney
Every form, handled by Rosa
Never charged
Commissions of any kind
Fees for opening or closing accounts
A premium for the first year
Hourly charges for questions between reviews
Anything we didn’t agree in writing
(02) Fee questions
The questions people ask about money.
How do I pay?
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Can the fee change?
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What if I leave?
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Is the first call really free?
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Your fee, on one page, before anything starts.
Book a twenty-minute call. If we’re a fit, you’ll get the scope and the fee in writing within ten days.